Effective Date: October 20, 2025 Last Updated: October 20, 2025
Your privacy is important to RyFinance. This Privacy Policy outlines what information we collect, how we use it, and what rights you have regarding your data when you visit our website, https://www.ryfinance.xyz/.
1. Who We Are
RyFinance is a blog dedicated to providing financial independence and retire early (FIRE) strategies tailored for single parents. Our website address is: https://www.ryfinance.xyz/.
2. Information We Collect and Why
A. Comments
When visitors leave comments on the site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help with spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. After approval of your comment, your profile picture is visible to the public in the context of your comment.
B. Contact Forms
If you use a contact form, we collect the data you provide (your name, email address, and message) for the purpose of communicating with you and providing customer service. We retain these submissions for a certain period for customer service purposes, but we do not use the information submitted through them for marketing purposes.
C. Cookies
If you leave a comment on our site, you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
We also use cookies for the following purposes:
- Essential Functionality: To remember your site preferences.
- Analytics and Performance: To track site traffic, popularity of posts, and general visitor behavior.
- Advertising and Affiliate Tracking: Cookies are used by third parties (like Google AdSense and affiliate networks) to show personalized ads and track referrals from our site to partners, which helps us earn revenue.
D. Embedded Content from Other Websites
Articles on this site may include embedded content (e.g., videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
3. Third-Party Services, Analytics, and Monetization
We utilize various third-party tools essential for running a modern blog, including:
- Google Analytics: We use Google Analytics to measure traffic, which helps us understand how our site is used and how to improve our content.
- Advertising Partners (e.g., Google AdSense): We partner with third-party advertising companies to serve content and advertisements when you visit our website. They may use information about your visits to this and other websites (but not your name, address, email address, or telephone number) to provide advertisements about goods and services of interest to you.
- Affiliate Programs: RyFinance participates in affiliate marketing programs. When you click on a link to a product or service we recommend, a tracking cookie may be placed on your browser to credit us with any resulting purchase. This is how we earn a small commission to support the site, at no extra cost to you.
4. Data Sharing and Retention
A. Data Sharing
We do not sell or rent your personal information to third parties. We only share data with third parties necessary to perform core business functions, such as:
- Hosting Providers: To keep the site running.
- Analytics Providers: To track and report on site usage.
- Legal Compliance: If required by law, we may disclose your information in response to a subpoena, court order, or governmental request.
B. Data Retention
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
Data collected via contact forms is retained only as long as necessary to complete the interaction (usually 6-12 months).
5. Your Rights Over Your Data (GDPR & CCPA Compliant)
If you have left comments on this site, you have the following rights:
- Right of Access: You can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.
- Right to Erasure (“Right to be Forgotten”): You can request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
- Opt-Out: You can opt-out of personalized advertising by adjusting your browser settings or visiting the advertising partner’s opt-out page.
6. Policy Changes and Contact
A. Changes to this Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date.
B. Contact Us
If you have any questions regarding this Privacy Policy or the practices of this site, please contact us at:
Email: privacy@ryfinance.xyz