When the Financial Independence, Retire Early (FIRE) movement emerged, it was typically geared toward dual-income couples or childless individuals. We saw a crucial gap.
The truth is, the math is different when you’re the only income, the only full-time parent, and the only long-term financial planner. Where was the specialized playbook for the single parent?
RyFinance was created to be that playbook.
Our Mission: Redefining FIRE for Solo Parents
Our mission is simple: To provide real, actionable financial strategies tailored for single parents who refuse to wait until their kids are grown to achieve financial freedom. We believe the unique challenges you face—from high childcare costs to managing debt alone—are not roadblocks; they are simply variables that require a smarter, more targeted plan.
We organize our content into the four pillars that make the FIRE journey achievable for the solo parent:
- Debt & Budgeting: Aggressive strategies to crush debt and create a bulletproof budget around fluctuating income.
- Kid-Proof Investing: Building wealth through smart, long-term investments while protecting your family’s future and planning for college.
- Income Hacks: Finding flexible, high-return side hustles and career strategies that fit around the demands of solo parenting.
- FIRE Lifestyle: Practical and emotional support for managing burnout, “parent-guilt,” and maintaining a simple, joyful life on the path to early retirement.
Why You Can Trust RyFinance
The strategies on RyFinance are built on the foundational principles of FIRE, but are meticulously adapted to address the single point of failure inherent in a solo-parent household. This platform is run by someone who has personally [Choose one or two high-level achievements to build trust, e.g., navigated the complexities of co-parenting while saving a six-figure retirement fund, successfully implemented Lean FIRE principles with a family, or achieved full financial security after a major life transition].
Every tip and resource shared here has been tested and proven within the unique confines of a single-parent household.
This is a judgment-free space where we trade tips on finding affordable housing, optimizing child-related investments, and generating income during nap time.
Ready to Write Your Own FIRE Story?
We’re so glad you’re here. The journey is harder when you’re doing it alone, but you are not alone on this path to financial freedom.
Let’s build a future where early retirement isn’t a pipe dream—it’s your next chapter.